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Who we are

Finding the right mortgage broker shouldn’t feel like luck.

Too often we’ve heard stories of people left in the dark, brokers who didn’t return calls, who pushed them into products they didn’t understand, or who disappeared once the paperwork was signed.

That’s why we started EMMA Mortgage Match. We take the time to understand your situation, then connect you with a broker who actually listens, explains clearly, and stays with you throughout the process.

Alyssa

20 years helping self-employed & SMSF.

5.0

(7)

 40+ accredited lenders | National coverage.

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How we work

We’re not a call centre, and we don’t just drop your details into a database.​

Every broker in our network has been handpicked. When we built EMMA, our co-founder (a licensed broker himself) spoke to dozens of brokers about their experiences. The difference was clear: the best ones were the ones their clients called back years later. Not because of the cheapest rate, but because they cared enough to guide them properly.

That’s the kind of broker we work with. Service over sales. Listening over rushing. Long-term relationships over quick wins.

And after we connect you, we check in to make sure you feel supported, because matching you with the right broker is only the start.

“One of the brokers we interviewed told us about a couple who were left completely stranded, their previous broker stopped returning calls after the loan was lodged. That’s exactly the type of behaviour we built EMMA to protect people from.”

 

— Richard, Co-Founder & Broker

How EMMA works in 3 simple steps

Aerial View of Luxurious Homes

Tell us about you

Share a few quick details so we understand your situation.

We handpick your broker

We match you with a licensed broker who fits your needs, not a random database

Stay supported

We check in after the intro to make sure you’re cared for and on track.

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What we don’t do

We’re not here to give you loan comparisons or credit advice, that’s your broker’s job, under their own Australian Credit Licence.

 

Our role is different: we protect you from the noise. We make sure the person you’re speaking with is the right one for your needs, and that they don’t disappear once you’ve signed.

I’ve seen too many people feel ignored by brokers who treat them like another number. With EMMA, we make sure no one feels left in the dark ever.”


— Tom, Co-Founder

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We are Perth based, but our network is national.

Whether you’re a first-home buyer in Sydney, refinancing in Melbourne, or investing in Brisbane, we connect you with brokers who specialise in your type of loan. People who understand your market and your goals.

No matter where you are in Australia, you’ll get the same clarity, care, and follow-through that EMMA was built on.

“When I spoke to a young couple buying their first home in Melbourne, they said they were overwhelmed until they found a broker who explained things step by step. That’s why we match people with specialists. First-home buyers need something very different to investors.”
 

— Richard, Co-Founder & Broker

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Why we built EMMA

"As a broker, I kept hearing the same frustrations from clients: my broker never explained things properly … they disappeared after settlement … I felt like I was just another file on their desk.

That’s what drove us to build EMMA. We wanted a way to make sure people were always matched with brokers who care, the kind we’d trust with our own family and friends.

Our mission is simple: no one should go through this process feeling ignored or left in the dark.”

— Richard, Co-Founder & Broker
— Tom, Co-Founder

Let’s find the broker who’s right for you

Share a few details and we’ll connect you with a trusted broker who fits your situation.

No spam, no pressure, just a clear next step.

Step 1 of 3 Tell us how to reach you.

🔒 Your details are safe with us. We’ll only use them to connect you with your broker.

When’s the best time to chat?

Step 2 of 3 What kind of loan are you looking for?

What can we help you with today?

Specialist local brokers.

No cost to you, no broker fees, ever.

Real support after matching.

We'll connect you with someone who understands your situation.

EMMA 

Expert Mortgage Match Australia

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Broker Accreditations:

Areas we serve

Adelaide | Brisbane | Canberra | Gold Coast | Melbourne | Perth | Sydney |  

EMMA is not a licensed credit provider or broker. We act as a lead generation service, referring you to licensed mortgage professionals. All credit advice is provided by authorised brokers under their own Australian Credit Licence.

© 2025 EMMA. All rights reserved.

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