Who we are
Finding the right broker shouldn’t feel like luck.
Too many borrowers tell the same story.
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Calls not returned.
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Questions left unanswered.
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Feeling like just another file on someone's desk.
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We built EMMA because we believe people deserve better than that.
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We take the time to understand your situation and connect you with brokers who value communication, transparency and doing the right thing.
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Because the right loan matters, but so does the person helping you get there.
Free to use · No obligation
National coverage: Adelaide · Brisbane · Canberra · Gold Coast · Melbourne · Perth · Sydney · Tasmania
How we’re different
We don’t just pass your details around.
Here’s what actually happens.
We're not a lead generation factory.
We don't sell your details or send you to a list of random brokers.
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Every introduction is made deliberately.
We handpick who you’re matched with.
We only work with brokers we'd feel comfortable recommending to our own family and friends.
We focus on fit, not speed.
The goal isn't to find the first available broker.
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It's to find the right broker.
And we don’t disappear.
Unlike most referral services, we stay involved to make sure you're supported throughout the process.
Because matching you with the right broker is only the start, feeling supported the whole way through is what matters.
Free · No obligation
The EMMA Standard
Every broker we work with is expected to:
Communicate clearly
Return calls and messages promptly
Explain things in plain English
Focus on the right outcome, not the quickest loan
Treat clients with respect
We don't expect perfection.
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We do expect care.
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If a client feels unsupported, we want to know about it.
“We heard from a couple whose broker stopped returning calls after the loan was lodged. That’s exactly the kind of experience we built EMMA to protect people from.”
Thomas Rochford, Co-Founder & Broker
How Emma works in 3 simple steps
Get started in under 60 seconds.
Tell us about your situation
Share a few quick details so we understand what you need.
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We match you with the right broker
Based on your situation not just who’s available.
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Move forward with confidence
Your broker guides you from start to finish.
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Free · No obligation
Our role is simple
We're not the broker.​
We're the layer of support around the process.
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Your broker provides the advice and structures your loan.
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EMMA helps make sure you're connected with the right person from the start and supported throughout the journey.
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Because getting approved is important.
Feeling informed and looked after matters too.
5.0 rating from happy clients
"Had a fantastic experience with EMMA Mortgage Match. They connected me with a great broker who really understood my needs, explained everything clearly, and made the whole process stress-free."
Why I built EMMA
"After years in financial services, I kept hearing the same stories. Borrowers weren't necessarily unhappy with the loan. They were unhappy with the experience.
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Calls weren't returned. Questions weren't answered. People felt left in the dark.
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EMMA was built to change that."
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Thoimas Rochford - Co founder & Broker
If something doesn't feel right, tell us.
We're committed to making sure borrowers feel supported throughout the process.
If you ever have concerns about your experience, reach out to EMMA and we'll do our best to help.