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Find a mortgage broker you'll actually feel good about working with.

EMMA connects Australians with experienced mortgage brokers who value communication, transparency and doing the right thing.

Get matched in 60 seconds

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No costs to you

Carefully selected brokers

We stay involved

"Loved my broker! Super helpful and made things simple from start to finish."

Charlotte Hicks

“Made the whole thing simple and stress-free. Actually listened, genuinely cared, and got it sorted fast.”

Benn Howlett

“Great service, quick to respond and knowledgeable. Saved us thousands and made it stress-free.”

Joel & Tiffany

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We don’t just match you, we stay with you

Most services introduce you to a broker and disappear.

 

EMMA is different.

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We stay involved to help make sure things feel clear, supported, and moving in the right direction, right through to settlement.

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Because finding the right broker is only the beginning.

How it works

Getting the right broker shouldn’t be complicated.

1

Tell us what you’re looking to do

Takes 60 seconds. No paperwork upfront. No obligation.

2

We match you with the right broker for you

Based on your situation, not just availability.

3

Speak to your broker or book a time

Call straight away or book a time that suits you.

Most clients speak to their broker within a few hours of submitting.

Whatever you're looking to do

Stop overpaying on your loan

Refinancing

Step by step guidance
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First home buyers

Structure your portfolio properly from the start

Investing

Why borrowers choose EMMA

The only broker match service that stays with you to settlement.

We look beyond rates

The right loan matters, but so does the person helping you get there.

We only work with brokers we'd recommend ourselves

We look for experience, communication, integrity and genuine care for clients.

We stay involved

Unlike most referral services, we don't disappear after the introduction.

If something doesn't feel right, tell us

We'll help make sure you're supported throughout the process.

Takes less than 60 seconds

The EMMA Standard

Every broker we work with is expected to:

Communicate clearly

Return calls and messages promptly

Explain things in plain English

Focus on the right outcome, not the quickest loan

Treat clients with respect

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First Home Buyers

Most first home buyers feel lost, you don’t have to

Over 60% say the hardest part isn’t the deposit, it’s understanding what to do next. 

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Buying your first home isn’t just about getting approved.
It’s about getting it right, from grants and structure to choosing a loan that actually works long term.

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Emma matches you with a broker who specialises in first home buyers, so you’re guided clearly from day one, not figuring it out as you go.

 

See how it works.

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Property Investment

Many investors have multiple loans set up inefficiently and don’t realise it.

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Investment lending isn’t just about getting approved, it’s about setting things up properly from the start.

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From loan structure to equity use, small decisions can have a big long-term impact.

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Emma connects you with brokers who understand investment strategy, not just rates, so your portfolio grows the way it should.

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Learn how to structure it properly.

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Refinance

You could be overpaying without realising

Many Australians stay with the same loan for years, even when better options exist.
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Rates change. Your situation changes. But most people never review their loan.

That’s where money gets lost.

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Emma helps you find a broker who looks at your full situation, not just your rate, so you can make a smarter move forward.

 
Check your situation.

Common questions

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