Medical Doctor Home Loans
Exclusive Rates for Australian Doctors
Looking for a medical doctor mortgage or doctor home loan? Our brokers specialise in securing tailored solutions for medical professionals, with higher borrowing limits and waived LMI.
Home Loans Designed for Doctors Who Put Others First
Working long hours, caring for patients, and looking after your family leaves little time to deal with banks. That’s why we help doctors secure exclusive medical home loan offers with less stress and more savings.

Waived LMI

Exclusive rates.

Higher borrowing power.

Prefer to speak directly?
Contact us anytime.


Alyssa
20 years helping self-employed and professionals structure complex loans including SMSF and medical specialists seeking tailored finance.
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Liz
16+ years’ experience, trusted by first home buyers, investors, and professionals balancing government schemes with medical incomes.
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Wade
22 years in property and commercial lending supporting doctors building practices, investing, or refinancing with specialist loan packages.
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Tailored home loans that recognise your professionwith brokers who understand your unique needs

Why Doctors get special deals and why you need a specialist broker
Banks value doctors as low-risk borrowers, but not every bank gives the same benefits.
Some lenders will:

Waive or reduce Lenders Mortgage Insurance (LMI), but only for certain medical roles

Offer higher borrowing limits, but with hidden conditions.

Provide discounted rates, but won’t tell you if a competitor’s deal is better.
Our specialist brokers:
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Know exactly which banks recognise your medical profession.

Compare 40+ lenders to make sure you don’t miss out on benefits.

Save you time, money, and stress by handling the fine print.
Going direct to your bank means you might only see one option. With EMMA, you’ll see them all.
Our Brokers are trusted by major banks and 40+ lenders






Loan Types for Doctors
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First Home Loans
Break into the market sooner with waived LMI.
Refinancing
Free up time and money with better rates.
Investment Loans
build wealth while building your career.
Practice Loans
Finance your surgery or clinic with ease.
SMSF Loans
Use your super to invest strategically.
Takes less than 60 seconds
Common questions we get asked
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Secure Your Doctor Mortgage Advantage Today
More time with patients and family. Less time chasing banks.
Prefer to speak directly?
Contact us anytime.