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Not sure who to trust
Finding the right broker shouldn’t feel like guesswork.
At EMMA, every broker is screened for service, track record, and client care. We don’t just take anyone.
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We rejected one broker for treating clients like transactions.
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Another didn’t follow up after the first meeting also rejected.
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​We only introduce you to brokers who genuinely care and follow through.
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And after we connect you, we don’t disappear. EMMA stays in touch to ensure you’re getting the clarity, care, and results you deserve.
Members | 40+ accredited lenders | National coverage.
Alyssa
20 years helping self-employed & SMSF.
5.0
(7)
Explore our services
"We started EMMA after seeing too many friends and family get ignored by brokers. For us, this is personal. We want you to feel heard and supported every step of the way.
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Tom, Co-Founder of EMMA
Why choose EMMA?
The only broker match service that stays with you to settlement.
Local brokers across Australia
From Sydney apartments to WA family homes, we’ll match you with a broker who knows your local market and understands the quirks of lenders in your area.
Specialists for every need
Whether you’re a first-home buyer, refinancing for a better rate, or growing an investment portfolio, we connect you with brokers who specialise in your exact situation.
Real conversations, real support
Our brokers aren’t box-tickers. They’ll explain things in plain English, answer the “silly questions,” and guide you through the process right through to settlement.
We stay involved
Unlike other services, we don’t disappear after the intro. We’ll check in to make sure you feel confident and supported, and step in if things don’t feel right.
Takes less than 60 seconds
The numbers tell the story
First Home Buyers
"More than 60% of first-home buyers say the biggest hurdle is understanding the process and paperwork" (source: MFAA).
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That’s not just frustrating, it’s overwhelming when you’re making the biggest purchase of your life. That’s why EMMA only connects you with brokers who specialise in first-home buyers, guiding you line by line so you never feel lost or miss opportunities.
Property Investment
"Around 30% of property investors have multiple loans with different structures, and many are overpaying without realising." (ABS/AFR).
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The wrong setup can quietly drain your wealth. We match you with brokers who know investment lending inside out. From tax benefits to equity release, so your portfolio grows instead of leaks.
Refinance
"Australians who refinance save on average $250–$350 per month" (Canstar/RBA data).
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But many never take action because the options feel complex. EMMA makes it simple: we match you with a refinance specialist who looks beyond rates to structure your loan for real, lasting savings.
See how we're different.
Common questions we get asked
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