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Refinance with clarity and confidence.

From high-value loans to complex portfolios, we’ll connect you with a broker who cares about the detail and your bigger picture.

Takes ~60 seconds. No pressure, no cost.

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Why consider refinancing?

It’s not just about the rate. It’s about peace of mind.

Lower monthly repayments →

Free up cashflow while keeping your plans on track.

Access to exclusive lenders → Options you may not reach on your own.

Unlock equity wisely → Put your home to work for renovations, investments, or family goals.

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Smarter portfolio structures → Reduce tax and interest leakage across multiple loans.

What makes our process different?

No runaround. Just real people who care about your outcome.

  • No handoffs: We don’t just flick your details on, every match is thoughtful.

  • The right expertise: Brokers with a proven record in complex refinancing.

  • Real support: We stay with you until settlement, making sure you feel confident.

  • Always free: You’ll never pay a cent for EMMA.

Alyssa

20 years helping self-employed & SMSF.

5.0

(7)

40+ accredited lenders | National coverage.

Learn more

A simple, premium process shaped around you.

On a $1M+ loan, even a 0.5% improvement could free up $5,000 a year without sacrificing financial flexibility.

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Answer a few quick questions

Just enough for us to understand your goals.

Be matched with the right broker

A licensed expert who fits your situation, not a generic hand-off.

Stay supported

If something doesn’t feel right, we’ll re-match you quickly. Always at no cost.

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In just 60 seconds, see how much smarter your mortgage could be.

From $1,000 to $5,000+ a month, discover how refinancing could give you more breathing room for lifestyle, investments, or simply peace of mind.

See your results here once calculated:

Your estimate

Current repayment = —/mo

New repayment = —/mo

Estimated monthly savings = —

Months to break-even = —

Projected savings = —

These results are estimates only. A local broker can confirm your full breakdown using today's live rates and fees, with no cost and no obligation.

Local brokers

No broker fees, ever

Real support after matching

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Your results are estimates only. A licensed broker can confirm your full breakdown using today’s live rates and policies, with no cost and no obligation.. Speak with a broker for a personalised quote.

Find your broker 

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Your first step toward a better loan experience.

Let's start with a few questions to understand your needs.

Are you currently living in the home or is it an investment property?

Click next to answer a few more final questions so we can match you with the right broker.

Your information is used only to secure the right match. No spam. No sales pitch. Just the right fit.

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"The right broker doesn’t just save you money, they make a complicated process feel clear, simple, and human. That’s the confidence EMMA gives you."
Tom Co-Founder

Common questions we get asked

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