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Alyssa
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SMSF loans
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Self-employed borrowers
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Commercial lending
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ATO debt payout
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20 years experience
5.0
(7)
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Liz
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First home loans
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Governement loans
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Finance post seperation
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Investor loans
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Self-employed loans
5.0
(19)
Wade
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Small business lending
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Commercial lending
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Property development
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Home lending
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22 years experience
5.0
(3)
Jemma
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First home buyers
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Refinance options
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KiwiSaver expertise
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WA focus
Local brokers, national coverage matched to your needs
“When I worked directly with first-home buyers, the feedback I heard most often was, ‘You were the first person who actually explained things in plain English.’ That stuck with me. At EMMA, we’ve made sure every broker we work with reflects those same principles. Patient, clear, and there when you need them.”
— Richard, Co-Founder & Broker
Learn more
How we make the journey simple
Here’s how we take the stress out of your first home journey.
Understand your borrowing power
Your broker helps you see what’s possible, without jargon.
Get pre-approval, step by step
No overwhelm, just clear guidance so you feel confident moving forward.
Matched with the right broker.
We don’t just connect you with “anyone” you get a specialist who fits your situation.
Explore grants and schemes.
Your broker checks if you’re eligible for first-home benefits, so you don’t miss out.
Find the right broker for you
Specialist local brokers.
No cost to you, no broker fees, ever.
Real support after matching.
We'll connect you with someone who understands your situation.
How it works, step by step
Tell us a bit about your situation
1
Fill out a quick form to let us know what you're working on.
We'll match you with the right broker
2
Within a day, we'll connect you with a licensed broker from our trusted network who's the right fit for your needs and goals.
They'll take it from there
3
Your broker will get in touch directly and guide you through the process with personal service and expert advice under their own Australian Credit Licence.
We'll stay in touch
4
We'll check in along the way to make sure things are going smoothly and that you're feeling supported right through to settlement.
Why first-home buyers across Australia trust us
$10,000 - $30,000 First Home Owner Grants & Schemes
Every state has its own grants and stamp duty concessions. Your broker makes sure you don’t miss opportunities where you live
Australia’s median house price: $900,000+
Prices are rising nationwide, with hotspots moving fast. The right broker helps you act with confidence before opportunities slip away.
$550–$750+ average weekly rent
With rents climbing across the country, many buyers are choosing to own sooner. Your broker will show you what’s realistic and how to get there.
Up to $30,000 in stamp duty savings
Depending on your state, first-home concessions can save you thousands. Your broker guides you through eligibility so you don’t pay more than you need to.
Information provided is general in nature and does not constitute financial advice. Eligibility criteria apply to all grants and concessions. Please check with a licensed broker or financial adviser to see what's right for your situation.
Common questions we get asked
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