How EMMA works in 3 simple steps

We connect you with a licensed broker who understands investment lending and will take the time to understand your goals. Whether you're buying your first investment property or adding to your portfolio, we'll match you with the right fit and check in along the way.

No, you're under no obligation. We'll make an introduction, and it's up to you whether you'd like to move forward with them.

We want you to feel comfortable and confident. If your first match isn't quite right, we're happy to connect you with another broker who might be a better fit.

We've taken the time to build a trusted network of brokers who we've personally vetted. That means we connect you with brokers who share our commitment to securing the best outcome for you, not just rushing you through a process. On top of that, we stay in touch from match settlement, so you always have someone looking out for you.

No. Our service is free for you to use. Also, our brokers will never charge you either.

Brokers are paid a commission by the lender if you choose to go ahead with a loan through them, not by you. This payment doesn't increase your interest rate or add extra cost to your loan.

We'll ask you a few simple questions about your investment plans, loan amount, property type, and timeline so we can introduce you to a broker from our vetted network who works with clients like you.

Usually within one business day, often sooner.

Yes, if you're looking to improve your rate, unlock equity, or restructure your loan, we can match you with a broker who specialises in investment refinancing.

Absolutely. We have access to brokers who work across both residential and commercial lending for investors.