Free to use
Matched same day
No pressure
What is an investment property loan in Australia?
An investment property loan is a home loan used to purchase or refinance a property that is not your primary residence. In Australia, these loans often have different interest rates, deposit requirements, and tax considerations compared to owner occupied loans.
Investment loans can be used to:
-
Buy your first investment property
-
Expand an existing portfolio
-
Refinance for a better rate
-
Access equity for future purchases
Types of investment property loans we help with
Different investment strategies require different loan types. We match you with brokers who specialise in the right approach for your situation.
1. First investment property loan
Get started with the right broker from day one
We connect you with a broker who can guide you through deposits, borrowing capacity, and loan options based on your situation.
2. Using equity to invest
Access funds from your current home to grow your portfolio
Brokers may help you use equity in your property to purchase an investment without needing a full cash deposit.
3. Expanding your property portfolio
Support for multi-property strategies
We connect you with brokers who regularly work with investors building and expanding their portfolios.
4. Refinancing an investment loan
Explore better rates or loan structures
We match you with brokers who can review your current loan and discuss refinancing options.
5. Structuring loans for tax efficiency
Connect with brokers who understand investment lending
We introduce you to brokers experienced in working alongside accountants and structuring loans appropriately.
Takes less than 60 seconds
How to choose the right investment property loan in Australia
The right investment loan isn’t just about the lowest rate. It’s about how the loan fits your long-term strategy.
A good broker will consider:
-
Interest-only vs principal & interest
-
Fixed vs variable rates
-
Offset accounts and cash flow flexibility
-
Tax efficiency and loan structure
-
Future borrowing capacity
Investment loan brokers across Australia
Each market has different lending considerations, and we match you with a broker who understands your local property landscape.
National coverage: Adelaide · Brisbane · Canberra · Gold Coast · Melbourne · Perth · Sydney · Tasmania
We’ll match you with someone like this
We work with a small group of experienced Perth brokers, selected for their ability to deliver the right outcome, not just any loan.
Alyssa
Approachable, detail-oriented, and great at simplifying the process for busy professionals.
Wade
Strategic, experienced, and focused on finding practical lending solutions that fit long-term goals.
Thomas
Calm, supportive, and committed to making mortgage decisions feel clear and stress-free.
We’ll match you with the broker best suited to your situation.
How it works
Getting the right broker shouldn’t be complicated.
1
Tell us what you’re looking to do
Takes 60 seconds. No paperwork upfront. No obligation.
2
We match you with the right broker for you
Based on your situation, not just availability.
3
Speak to your broker or book a time
Call straight away or book a time that suits you.
Most clients speak to their broker within a few hours of submitting.
Common questions we get asked
- 01
- 02
- 03
- 04
- 05
- 06
- 07
- 08
- 09