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Local brokers, national coverage matched to your needs

At EMMA, we don’t just work with any broker. Each one is carefully selected for their expertise, values, and commitment to helping clients feel confident in their home loan journey.

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Alyssa

  • SMSF loans

  • Self-employed borrowers

  • Commercial lending

  • ATO debt payout

  • 20 years experience

5.0

(7)

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Liz

  • First home loans

  • Governement loans

  • Finance post seperation

  • Investor loans

  • Self-employed loans

5.0

(19)

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Wade

  • Small business lending

  • Commercial lending

  • Property development

  • Home lending​

  • 22 years experience

5.0

(3)

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Jemma

  • First home buyers

  • Refinance options

  • KiwiSaver expertise

  • WA focus

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Richard

Richard is the co-founder of EMMA and an experienced mortgage broker with a strong track record helping clients achieve their financial goals. With a background in both residential and investment lending, Richard brings a balanced approach that combines technical expertise with genuine care for each client’s journey. His focus is on creating long-term relationships built on trust, clarity, and results.​

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  • First home buyers

  • Refinance options

  • Investment lending

  • Background in law

Shared Broker Values

Thomas

is the co-founder of EMMA and the driving force behind its vision. With a background in digital marketing and a career leading SEO and growth strategies for some of Australia’s most recognised brands, Tom brings a unique perspective to mortgage broking. His focus is on building a business that blends technology, transparency, and a human touch, making the process of finding the right broker simpler, faster, and more personal.

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  • Founder & strategist

  • Digital marketing expertise

  • Client-first approach

  • Innovation focus

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