top of page

First Home Loan Brokers

Get Help Finding the Best Home Loan for You

Buying your first home?
EMMA helps first home buyers understand their options and matches them with the right specialist broker for their situation.

Tell us about your situation

We’ll give you a quick call to understand your goals, then personally introduce you to the broker best suited to you.

🔒 No spam. No pressure. Just clear advice.

Local brokers, Nationwide 

40+ lenders compared

Free, no-obligation service

First home buyer support before you speak to a bank

"Loved my broker! Super helpful and made things simple from start to finish."

Charlotte Hicks

“Made the whole thing simple and stress-free. Actually listened, genuinely cared, and got it sorted fast.”

Benn Howlett

Apply for Your Home Loan With Expert Support

freepik__enhance__82481_edited.png

Alyssa

  • First home buyer loans

  • Low-deposit loan options

  • Self-employed first home buyers

  • Guarantor loans

  • 20 years experience

5.0

(7)

freepik__enhance__82482_edited.png

Liz

  • First home buyers

  • Government grants & schemes

  • Finance after separation

  • Borrowing power & deposit strategy

  • Self-employed first home buyers

5.0

(19)

freepik__retouch__1765_edited_edited_edited_edited_edited_edited_edited.png

Wade

  • First home lending

  • Budgeting & borrowing structure

  • Construction loans for first home

  • Pre-approval guidance

  • 22 years experience

5.0

(3)

Learn more

Why choose EMMA

Buying your first home doesn’t need to feel overwhelming.
We explain grants and schemes based on where you’re buying and match you with a broker who understands your local rules.

EMMA connects you with a specialist first-home buyer broker who guides you step-by-step, from understanding what you can afford to pre-approval and settlement.

mortgage-broker.png

Right broker, first time

We match you to a broker who specialises in first home buyers and understands the unique lending policies that apply to you.

public-relation.png

Personal service

Every EMMA broker is accredited, experienced, and hand-matched to your situation, whether you have a small deposit, a guarantor, or complex income.

Ongoing support

From your first question to settlement day, we help keep the process simple, calm, and stress-free.

Get matched the same day

Jemma,

Specialist Broker

Prefer to speak directly, Contact us anytime.

+61 8 6243 0369 

First Home Loans

Learn your borrowing power and check eligibility for grants and schemes.

Low-Deposit Options

Explore loans with 5% deposits, lender exceptions, or guarantor support.

Construction Loans

Build your first home with clear guidance on staged payments.

Government Schemes

See your eligibility for grants, stamp duty concessions, and low-deposit support programs.

Popular Loan Types 

Here’s how it works
(fast & simple)

1

Tell us about your goals (2 mins).

2

We match you with the right specialist broker.

3

Your broker calls for a quick discovery chat
(10–15 mins).

4

We make sure you’re supported from start to finish.

Takes less than 60 seconds

freepik__retouch__64506_edited_edited_edited.png

Richard,

Specialist Broker

Our Brokers are trusted by major banks and 40+ lenders

anz-bank-logo_edited_edited.png
Commonwealth_Bank_Logo_edited_edited.png
NAB-Logo_edited_edited.png
Westpac-Logo_edited_edited.png

Questions we get asked

  • 01
  • 02
  • 03
  • 04
  • 05
  • 06
  • 07
  • 08
  • 09
  • 10
bottom of page